Unit-42 Choumashia (0042) - Unit Situation Profile

Unit-42 Choumashia

Unit Code: 0042 High Risk (PAR Alert) (PAR: 15.62%) Active Unit

Zone: Zone-04- Bogura

Region: Naogaon Area

Age: 8.1 years (Oct 01, 2018)

Shorosotipur Post: Shorosotipur Union: Vimpur PS: Mohadebpur Dist: Naogaon.

01708446042

Full Screen Dossier

Gross Loan Portfolio

৳ 3.50 Cr

1,111 Active Loans in field

Member Savings Cushion

৳ 0.96 Cr

Self-Funded Cushion: 27.5%

On-Time Recovery (CRR)

84.2%

Lifetime Repaid: 89.3%

Portfolio-at-Risk (PAR)

৳ 5,466,023

PAR Ratio: 15.62% (High Risk (PAR Alert))

Borrower Credit Health Quality in This Unit (1,286 Active Borrowers)

Real-time ledger audit breakdown

⭐ Star A+ (4.4%)

Exceptional Record

3,070

✓ Good A (238.7%)

Standard Quality

⚠️ Watchlist B (2.4%)

Minor Delay Risk

275

🚨 Risk C (21.4%)

Overdue Borrower

🌱 New N (0%)

Unrated / Fresh

Member Outreach & Scale

Total Registered 6,053

Active Borrowers 1,286 (21.2%)

Inactive / Settled 4,767

Village Centers (Samities) 87

Village Centers (Samities) Overview

Coordinates 87 village centers with an average of 15 active borrowers per center:

0001 - Swaruppur 20/10/2018 0002 - Belghoria 22/10/2018 0003 - Buzrukh Borail 21/10/2019 0004 - Cheragpur 20/10/2018 0005 - Salgram 20/10/2018 0006 - Bisnowpur 20/10/2018

View All 1,286 Loanees View All 87 Samities