Unit-49 Sapahar (0049) - Unit Situation Profile

Unit-49 Sapahar

Unit Code: 0049 Standard Quality (PAR: 4.6%) Active Unit

Zone: Zone-03 Naogaon

Region: Porsha Area

Age: 6 years (Nov 01, 2020)

Godawnrpara Post: Sapahar Union: Sapahar PS: Sapahar Dist: Naogaon .

01708446049

Full Screen Dossier

Gross Loan Portfolio

৳ 4.40 Cr

841 Active Loans in field

Member Savings Cushion

৳ 0.90 Cr

Self-Funded Cushion: 20.4%

On-Time Recovery (CRR)

97.8%

Lifetime Repaid: 87.9%

Portfolio-at-Risk (PAR)

৳ 2,021,421

PAR Ratio: 4.6% (Standard Quality)

Borrower Credit Health Quality in This Unit (985 Active Borrowers)

Real-time ledger audit breakdown

⭐ Star A+ (5.6%)

Exceptional Record

2,745

✓ Good A (278.7%)

Standard Quality

⚠️ Watchlist B (2.8%)

Minor Delay Risk

🚨 Risk C (9.5%)

Overdue Borrower

🌱 New N (0%)

Unrated / Fresh

Member Outreach & Scale

Total Registered 4,784

Active Borrowers 985 (20.6%)

Inactive / Settled 3,799

Village Centers (Samities) 90

Village Centers (Samities) Overview

Coordinates 90 village centers with an average of 11 active borrowers per center:

0001 - Joypur Mahila Samity 0002 - Lalmatia Mahila Samity 0003 - Lalchanda Mahila Samity 0004 - Viwel Mahila Samity 0005 - Manikura Mahila Samity 0006 - Profesor para Mahila Samity

View All 985 Loanees View All 90 Samities