Unit-57 Punot (0057) - Unit Situation Profile

Unit-57 Punot

Unit Code: 0057 High Risk (PAR Alert) (PAR: 16.76%) Active Unit

Zone: Zone-03 Naogaon

Region: Joypurhat Area

Age: 4.8 years (Jan 01, 2022)

Punot Bazer Post: Punot PS: Kalai Dist: Joipurhat.

01714029484

Full Screen Dossier

Gross Loan Portfolio

৳ 4.04 Cr

1,084 Active Loans in field

Member Savings Cushion

৳ 0.98 Cr

Self-Funded Cushion: 24.2%

On-Time Recovery (CRR)

82.7%

Lifetime Repaid: 84.5%

Portfolio-at-Risk (PAR)

৳ 6,772,156

PAR Ratio: 16.76% (High Risk (PAR Alert))

Borrower Credit Health Quality in This Unit (1,409 Active Borrowers)

Real-time ledger audit breakdown

⭐ Star A+ (2.8%)

Exceptional Record

1,808

✓ Good A (128.3%)

Standard Quality

⚠️ Watchlist B (4.6%)

Minor Delay Risk

332

🚨 Risk C (23.6%)

Overdue Borrower

🌱 New N (0%)

Unrated / Fresh

Member Outreach & Scale

Total Registered 3,864

Active Borrowers 1,409 (36.5%)

Inactive / Settled 2,455

Village Centers (Samities) 71

Village Centers (Samities) Overview

Coordinates 71 village centers with an average of 20 active borrowers per center:

0001 - Emanpur 0002 - Radhanogar 0003 - Pachgram.pramanik para 0004 - Pachgram.mredhapara 0005 - TaloraBygoni 0006 - Talora Bygoni (Sonarpara)

View All 1,409 Loanees View All 71 Samities