GBanker Portal

Unit Office Situation & Performance Dossier

Back to Units List

Unit-61 Joypurhat

Unit Code: 0061 High Risk (PAR Alert) (PAR: 22.4%) Active Unit
Zone: Zone-03 Naogaon
Region: Joypurhat Area
Age: 4.8 years (Feb 01, 2022)
Hatil Post: Joypurhat Union: Joypurhat PS: Joypurhat Dist: Joypurhat.
01714029484
Full Screen Dossier
Gross Loan Portfolio
৳ 2.58 Cr
923 Active Loans in field
Member Savings Cushion
৳ 0.33 Cr
Self-Funded Cushion: 12.7%
On-Time Recovery (CRR)
78.7%
Lifetime Repaid: 81.8%
Portfolio-at-Risk (PAR)
৳ 5,772,972
PAR Ratio: 22.4% (High Risk (PAR Alert))

Borrower Credit Health Quality in This Unit (1,147 Active Borrowers)

Real-time ledger audit breakdown
22
⭐ Star A+ (1.9%)
Exceptional Record
1,360
✓ Good A (118.6%)
Standard Quality
41
⚠️ Watchlist B (3.6%)
Minor Delay Risk
291
🚨 Risk C (25.4%)
Overdue Borrower
0
🌱 New N (0%)
Unrated / Fresh

Member Outreach & Scale

Total Registered 2,634
Active Borrowers 1,147 (43.5%)
Inactive / Settled 1,487
Village Centers (Samities) 81

Village Centers (Samities) Overview

Coordinates 81 village centers with an average of 14 active borrowers per center:

0001 - Raghobpur 05/02/2022 0002 - Kesobpur 08/02/2022 0003 - Paruliya 08/02/2022 0004 - Billa 10/02/2022 0005 - Mangnipara Mohila Somity 07/02/2022 0006 - Sarkarpara
View All 1,147 Loanees View All 81 Samities